Let’s say you’re a tenant who has always paid your rent, kept your home clean and been a good neighbor. Then one day you get a notice that your landlord’s property (your home!) has been foreclosed on and you have to get out right away.
That was the reality for too many Americans until 2009 when the Protecting Tenants at Foreclosure Act (PTFA) was passed. 40% of people affected by foreclosure are renters and two members of congress are leading the charge to make sure their rights are permanently protected.
The National Low Income Housing Coalition sent out this call to action:
Thanks to the PTFA, bona fide tenants can now stay in their homes for the remainder of their lease or for at least 90 days, whichever is longer. However, the PTFA includes a sunset provision. Unless Congress takes action, the PTFA will expire on December 31, 2014.
[…]
Call your Representative and Senators today! Encourage them to co-sponsor H.R. 3543 and S. 1761, respectively.
You can find your legislators’ contact information by calling the Congressional switchboard at 877-210-5351, or visiting NLIHC’s website and entering your zip code on the lower right hand side.
View a list of current co-sponsors of H.R. 3543: http://1.usa.gov/1gjuCYP
View a list of current co-sponsors of S. 1761: http://1.usa.gov/1l9il6q
You can also participate on Twitter! @NLIHC will be tweeting about the national call-in day. Retweet us or send out your tweets using #PTFA!
Oregon law now protects tenants living in properties facing foreclosure only if the foreclosure is not filed in court (only “non-judicial foreclosures” are covered). Since the fall of 2013 almost all foreclosures in Oregon are now filed in court (“judicial foreclosures”).
The sunset of the federal law would mean that tenants in Oregon would once again face eviction with little or no warning if their homes were moving through the foreclosure process.
Neighborhood Partnerships is reaching out to the Oregon congressional delegation and we ask that you do the same.
Photo credit Flickr user respres/